Just Started With Your Career
You’ve just started your career. Long hours at work, a hectic social life, maybe finding a life partner and contributing to your parents’ expenses are your main focus in life. This is the right time to start a structured financial plan that will take care of short-term needs like a car, marriage or a house you own & long-term needs like starting a pension pot.
You Now Have A Family!
Life is exciting and hectic! You’re just starting a “new relationship” and are discovering the joys of setting up a first home together, getting to know his/her family and friends, planning for a baby while at the same time focusing on a career. Your spouse and you are gradually reaping the benefits of your hard work in your career, most of your spare time is devoted to each other, your children & friends.
Getting Ready To Retire
The two of you are finally getting the chance to pursue new hobbies and travel the world. This is the right time to secure your family by having an adequate life & health cover, a child plan for their education & marriage. And most importantly start planning for your retirement & long-term needs.
The children are getting independent and ready to leave the roost. While retirement may still seem like that very far off “one day” when the two of you will finally have time it’s much closer than you think. You need to plan for your retirement so that you get a fixed income like pension even though you have ceased working. Have a health plan in place. Mortgage insurance for a second home.
